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High-interest payday loans have actually proliferated in modern times Federal Reserve Board Stanford Law Class

• Abstract
• Complete Text
• Supplemental Material
• Cited by
• PDF

Abstract

• Head to
  • Abstract
  • 1. Introduction
  • 2. Credit Items
  • 3. The Regulation of Payd.
  • 4. Prior Literature
  • 5. Information
  • 6. Empirical Analysis
  • 7. Summary
  • Sources
  • Notes

High-interest payday loans have actually proliferated in the last few years; therefore have efforts to too regulate them. Yet exactly just how borrowers react to such laws stays mostly unknown. Drawing on both administrative and study information, we exploit variation in payday-lending regulations to examine the consequence of cash advance restrictions on customer borrowing.

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